## Thursday, 30 April 2015

### SBI PO Reasoning Quiz -14

Direction (Q. 1 - 5): On the basis of the information given below, answer the following questions.

Five friends Anu, Ritu, Tony, Sunny and Puja decide to taste ice creams of different flavours, viz vanilla, orange, strawberry, Kesar Pista and butterscotch one by one after their dinner from Tuesday to Saturday. None of them eats any ice cream on Sunday or Monday. Each of them takes only one ice cream in a day. No two friends taste the same flavour on any day. Anu tastes Kesar Pista on Thursday. Neither Ritu nor Puja tastes strawberry or vanilla on Wednesday. Ritu tastes Kesar Pista on Friday. Puja does not taste butterscotch on Tuesday. Sunny tastes orange flavor on Tuesday. Tony tastes vanilla on Saturday. Anu tastes strawberry on Tuesday. Sunny tastes butterscotch on Wednesday.

1. Which flavour does Puja taste on Friday?

1) vanilla 2) orange 3) strawberry 4) Kesar Pista 5) butter scotch

2. Who tastes Kesar Pista on Wednesday?

1) Anu 2) Ritu 3) Puja 4) Can't be determined 5) None of these

3. On which day does Sunny taste strawberry flavour?

1) Wednesday 2) Thursday 3) Friday 4) Can't be determined 5) None of these

4. Which of the following combinations is definitely false?

1) Tony-orange-Thursday

2) Puja-butterscotch-Saturday

3) Anu-orange-Friday

4) Ritu-vanilla-Wednesday

5) Sunny-strawberry-Thursday

5. Which of the following combinations is definitely true?

1) Tony-Kesar Pista-Wednesday

2) Ritu-butterscotch-Thursday

3) Puja-strawberry-Friday

4) Sunny-vanilla-Saturday

5) Anu-butterscotch-Saturday

Direction (Q 6 - 10): Study the following information carefully and answer the given questions.

A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement.

Input: ice 81 32 slow54bas very 72 early 17 go 41

Step I: 17 ice 81 32 slow 54 bas 72 early go 41 very

Step II: 32 17 ice 81 54 bas 72 early go41 very slow

Step III: 81 32 17 54 bas 72 early go 41 very slow ice

Step IV: 72 81 32 17 54 bas early 41 very slow ice go

Step V: 41 72 81 32 17 54 bas very slow ice go early

Step VI: 54 41 72 81 32 17 very slow ice go early bas

Step VI is the last step of the rearrangement.

You have to answer the questions for the given Input by following the same rules as illustrated above.

Input: rain 92 29 heavy 68 flow 46 wind 19 cold 38 ice

6. Which of the following will be the last step?

1) IV 2) V 3) V1 4) VII 5) VIII

7. Which of the following will be at 7th position from the right in step IV?

1) 38 2) cold 3) 46 4) flow 5) None of these

8. Which of the following pair is different, while taking into consideration step V and VI respectively?

1) 38,38 2) wind, ice 3) 19,19 4) 46, wind 5) All are similar

9. Which step represents the following arrangement?

38 68 92 29 19 46 cold wind rain ice heavy flow

1) IV 2) V 3) VI 4) 111 5) There will be no such step

10. If in step III all the words are arranged in alphabetical order from left to right on the same positions at which they are right now, then which of the following will be at the 8th position from the left?

1) Cold 2) flow 3) heavy 4) rain 5) None of these

(1 - 5):

 Tues Wed Thurs Fri Sat Anu Strawberry Vanilla Kesar pista Orange Butter scotch Butter scotch Orange Ritu Butter scotch Orange Vanilla Kesar pista Strawberry Tony Kesar pista Strawberry Orange Butter scotch Vanilla Butter scotch Orange Orange Butter scotch Strawberry Vanilla Kesar pista Puja Vanilla Kesar pista Butter Scotch Strawberry Orange Orange Butter scotch

1. 3; 2. 3; 3. 2 4. 4 5. 3

(6 - 10): The machine takes one letter and one number at a time. It arranged words in reverse alphabetical order on the right end. Numbers are arranged such that in two continuous steps, it takes the smallest, then, again smallest from the rest (in step I and II), then in step III and IV it takes the greatest and then again the greatest from the rest. This process is repeated till the final arrangement.

Input: rain 92 29 heavy 68 flow 46 wind 19 cold 38 ice

Step I: 19 rain 92 29 heavy 68 flow 46 cold 38 ice wind

Step II: 29 19 92 heavy 68 flow 46 cold 38 ice wind rain

Step III: 92 29 19 heavy 68 flow 46 cold 38 wind rain ice

Step IV: 68 92 29 19 flow 46 cold 38 wind rain ice heavy

Step V: 38 68 92 29 19 46 cold wind rain ice heavy flow

Step VI: 46 38 68 92 29 19 wind rain ice heavy flow cold

6. 3; 7. 3

8. 5; If the word/no is at nith position in step V, the second word/no of the pair is at (n + 1)th position in step VI.

9. 2;

10. 3; After modification step III would be like this:

92 29 19 cold 68 flow 46 heavy 38 ice rain wind

### SBI PO English Quiz -14

Direction (1 - 5): Rearrange the following five sentences (A), (B), (C), (D) and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(A) For almost two months now, the struggle to cap the oil well and protect large sections of the country's coastline from being devastated has been the top story in the news and the major concern of the US administration.

(B) At present, though, one finds little expression of this in the discussions around the oil spill.

(C) In these months it has been realized that this is an environmental crisis of gigantic proportions, and is purely man-made.

(D) Oil and water do not mix, as the Americans are being forced to accept with the tragic oil spill from a British Petroleum oil rig in the Gulf of Mexico.

(E) Whether in the long-term this will compel Americans to think again about their dependence on fossil fuels and seriously embark on the path of scaling it down and encouraging alternatives remains to be seen.

1. Which of the following should be the FD1ST sentence after rearrangement?

(1) A (2) B (3) C (4) D (5) E

2. Which of the following should be the FIFTH sentence after rearrangement?

(1) E (2) D (3) C (4) B (5) A

3. Which of the following should be the SECOND sentence after rearrangement?

(1) E (2) D (3) C (4) B (5) A

4. Which of the following should be the THIRD sentence after rearrangement?

(1) A (2) B (3) C (4) D (5) E

5. Which of the following should be the FOURTH sentence after rearrangement?

(1) A (2) B (3) C (4) D (5) E

Direction (6 - 10): In each of the following sentences, an idiomatic expression or a proverb is highlighted. Select the alternative which best describes its use in the sentence. If none of the alternatives explains the usage of the term adequately, give 'None of these' as your answer.

6. "Raman is the best player that our team has and in the big games against the best players, he takes no prisoners."

(1) Raman is determined and does not care about other people's opinions while playing in the big games against the best players.

(2) In the big games against the best players Raman physically injures every player of the other team.

(3) Raman is very cautious and plans every move while playing in the big games against the best players.

(4) Raman employs unfair means while playing in the big games against the best players.

(5) None of these

7. By revising the tax code, the Government would be opening a Pandora's Box.

(1) The Government would be inviting the public wrath on revising the tax code.

(2) Along with the revision of the tax code the Government would get several other unknown benefits.

(3) The Government would be inviting a series of unforeseen troubles by revising the tax code.

(4) Revising the tax code would work to the advantage of the Government.

(5) None of these

(1) Anuj's immediate boss took Anuj to his superior for another assignment after he had made a mistake in the presentation.

(2) Anuj's immediate boss patiently explained to Anuj that the mistake made by him in the presentation was excusable.

(3) Anuj's immediate boss completely ignored Anuj's mistake in the presentation and explained to him other tasks that were to be done.

(4) Anuj's immediate boss assigned Anuj another job after he had made a mistake in his presentation.

(5) None of these

9. Ritu tried her best to convince the villagers to open a school for the children, but it looked like she was beating a dead horse.

(1) Ritu's effort of trying to convince the villagers to open a school for the children was being perceived as a statement of anger.

(2) Ritu was trying harder than was necessary to convince the villagers to open a school for the children.

(3) Ritu's effort of trying to convince the villagers to open a school for the children did not look like it would succeed.

(4) Ritu looked desperate while trying to convince the villagers to open a school for the children.

(5) None of these

10. Left to his own devices, Mahesh would hire someone to do the dirty work of washing dishes.

(1) Mahesh needed constant supervision in order to wash the dishes.

(2) If Mahesh were allowed to do as he wished, he would appoint someone to wash the dishes.

(3) Mahesh would use a series of devices in order to appoint someone to wash the dishes.

(4) Mahesh would hire someone to wash the dishes in the dishwasher.

(5) None of these

 1 2 3 4 5 6 7 8 9 10 4 1 5 3 2 3 3 5 3 2

### SBI PO Quantitative Aptitude Quiz -14

Direction (1 - 5): In the following number series only one number is wrong. Find out the wrong number.

1. 5 348 564 689 716 780 788

(1) 716 (2) 788 (3) 348 (4) 689 (5) 780

2. 4444 2224 1114 556 281.5 142.75 73.375

(1) 2224 (2) 281.5 (3) 1114 (4) 556 (5) 142.75

3. 4.5-16 25 33 38.5 42 43.5

(1) 33 (2) 38.5 (3) 42 (4) 43.5 (5) 25

4. 6 49 305 1545 6196 18603 37218

(1) 6196 (2) 49 (3) 305 (4) 1545 (5) 18603

5. 8 5 6.5 11 26 68 207.5

(1) 68 (2) 6.5 (3) 11 (4) 26 (5) 207.5

6. 2 men can complete a piece of work in 6 days. 2 women can complete the same piece of work in 9 days, whereas 3 children can complete the same piece of work in 8 days. 3 women and 4 children worked together for 1 day. If only men were to finish the remaining work in 1 day, how many total men would be required?

(1) 4 (2) 8 (3) 6 (4) Cannot be determined (5) None of these

7. What will be the approximate difference in the simple and compound interest accrued on an amount of Rs 2600 at the rate of 15 p.c. p.a. at the end of three years?

(1) Rs 167 (2) Rs 194 (3) Rs 202 (4) Rs 172 (5) Rs 184

8. A 320 metre long train crosses a platform thrice its length in 40 seconds. What is the speed of the train in km/hour?

(1) 120.6 (2) 115.2 (3) 108.4 (4) Cannot be determined (5) None of these

Direction (9 - 10): Study the following information carefully to answer the questions that follow :

A committee of five members is to be formed out of 4 students, 3 teachers and 2 sports coaches. In how many ways can the committee be formed if-

9. The Committee should consist of 2 students, 2 teachers and 1 sports coach?

(1) 25 (2) 64 (3) 9 (4) 36 (5) None of these

10. Any five people can be selected?

(1) 126 (2) 45 (3) 120 (4) 24 (5) None of these

1. 1; The pattern of the number series is:

5 + 73 = 5 + 343 = 348

348 + 63 = 348 + 216 = 564

564 + 53 = 564 + 125 = 689

689 + 43 = 689 + 64 = 753,

Not 716

753 + 33 = 753 + 27 = 780

2. 4; The pattern of the number series is:

+ 2 = 2224

+ 2 = 1114

+ 2 = 559, not 556

+ 2 = 281.5

3. 5; The pattern of the number series is:

4.5 + 11.5 = 16

16 + 9.5 = 25.5, not 25

25.5 + 7.5 = 33

33 + 5.5 = 38.5

4. 3; The pattern of the number series is:

6 x 7 + 1 x 7 = 49

49 x 6 + 2 x 6 = 306, not 305

306 x 5 + 3 x 5 = 1545

1545 x 4 + 4 x 4 = 6196

6196 x 3 + 5 x 3 = 18603

5. 3;The pattern of the number series is:

8 x 0.5 + 1 = 5

5 x 1 + 1.5 = 6.5

6.5 x 1.5 + 2 = 9.75 + 2 = 11.75, not 11

11.75 x 2 + 2.5 = 23.5 + 2.5 = 26

26 x 2.5 + 3 = 68

6. 2; 2 x 6 men = 18 women = 24 children

2 men = 3 women = 4 children

3 women + 4 children = 4 men

Part of work done in 1 day by 4 men =

∴ Remaining work will be finished by 8 men in 1 day.

7. 5; A = P[(1 + )T - 1]

= 2600 [(1 + )3 - 1]

= 2600 x 0.5209 = Rs. 1354

Simple interest =

= = Rs. 1170

∴ Difference = Rs. (1354 – 1170)

= Rs. 184

8. 2; Speed of train

=

= () metre/second

= 32 metre/second

= () kmph = 115.2 kmph

9. 4; Required number of combinations

= 4C2 x 3C2 x 2C1

= x x 2 = 36

10. Required number of combinations

= 9C5 = = 126

## Wednesday, 29 April 2015

### SBI PO Reasoning Quiz -13

Direction (1 - 5): Study the following information carefully and answer the given questions.

In a sports event, different games are scheduled to be held on seven days, starting on Monday and ending on Sunday. Two games are scheduled to be held on Saturday as well as on Sunday and one game on each of the remaining five days. The games to be held in these seven days are: Basketball, football, boxing, sprinting, swimming, shooting, weightlifting, wrestling and cycling, but not necessarily in the same order.

Shooting is scheduled to be held on Thursday. Boxing and cycling are scheduled to be held on the same day. Wrestling is scheduled to be held three days before basketball, i.e. two sports are scheduled between wrestling and basketball. Wrestling is not scheduled to be held on Wednesday. Weightlifting is scheduled immediately after the day boxing is scheduled. Football is scheduled immediately after the day wrestling is scheduled. Swimming is not scheduled on Monday.

1. Which of the following games is scheduled to be held on Friday?

(1) Basketball (2) Wrestling (3) Swimming (4) Weightlifting (5) Sprinting

2. Which of the following games is scheduled to be held on Sunday?

(1) Football (2) Wrestling (3) Basketball (4) Cycling (5) Swimming

3. On which of the following days is sprinting scheduled?

(1) Saturday (2) Friday (3) Wednesday (4) Monday (5) Cannot be determined

4. On which of the following days is weightlifting scheduled?

(1) Monday (2) Tuesday (3) Wednesday (4) Friday (5) Sunday

5. Shooting is related to Basketball in the same way as Wrestling is related to -

(1) Sprinting (2) Football (3) Shooting (4) Weightlifting (5) Boxing

Direction (6 - 10): In each group of questions, below are four statements followed by two conclusions numbered I and II. You have to take the four given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the four statements disregarding commonly known facts.

Give answer (1) if only conclusion I follows.

Give answer (2) if only conclusion II follows.

Give answer (3) if either conclusion I or conclusion II follows,

Give answer (4) if neither conclusion I nor conclusion II follows.

Give answer (5) if both conclusion I and conclusion II follow.

(6 - 8):

Statements:

Some paints are brushes.

All brushes are varnishes.

All colours are varnishes.

No varnish is a canvas.

6. Conclusions:

I. No canvas is a brush.

II. Some paints are varnishes.

7. Conclusions:

I. No paint is canvas.

II. No colour is canvas.

8. Conclusions:

I. All varnishes are colours.

II. Some brushes are canvases.

(9 - 10):

Statements:

All rivers are winds.

All clouds are rivers.

All oceans are rivers.

All winds are breeze

9. Conclusions:

I. Some oceans are not breeze.

II. No cloud is an ocean.

10. Conclusions:

I. All rivers are breeze.

II. Some winds are not clouds.

(1 - 5):

 Days Games Monday Sprinting Tuesday Wrestling Wednesday Football Thursday Shooting Friday Basketball Saturday Boxing, Cycling Sunday Weightlifting, Swimming

2. 5; Weightlifting and swimming

3. 4; Monday

4. 5; Sunday

5. 2; Basketballs is scheduled immediately after shooting. Similarly, Football is scheduled immediately after Wresting.

(6 - 10):

(i) All brushes are varnishes = Universal Affirmative (A-type).

(ii) Some paints are brushes = Particular Affirmative (I-type).

(iii) No varnish is a canvas = Universal Negative (E-type).

(iv) some varnishes are not canvases = Particular Negative (O-type).

(6 - 8):

Some paints are brushes

All brushes are varnishes.

I + A = I-type of Conclusion

Some paints are varnishes. (A)

All brushes are varnishes.

No varnishes is a canvas.

A + E = E-type of Conclusion

No brushes is a canvas (B)

All colours are varnishes.

No varnishes is a canvas.

A + E = E-type of Conclusion

No colour is a canvas (C)

6. 5; Conclusion I is Converse of Conclusion (B).

Conclusions II is Conclusion (A).

7. 2; Conclusion II is Conclusion (C).

8. 4; None follows.

(9 - 10):

All rivers are winds.

All winds are breeze.

A + A = A-type of Conclusion

All rivers are breeze (A).

All clouds are rivers

All rivers are winds.

A + A = A-type of Conclusion.

All clouds are winds (B).

All rivers are winds.

### SBI PO English Quiz -13

Direction (1 - 10): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

People are as much attuned to fairness as they are to individual self interest. Therefore, any institution regulating human behavior will have to (1) that the compromises between individual self-interest, collective interest and fairness are all within tolerable limits. These trade-offs are as (2) for larger institutions, including the largest of them all, i.e., the state, as they are for the smallest ones like the family. (3) as parents should not repeatedly favour one child over another, the state cannot repeatedly favour one community or class over another. The (4) of fairness is ingrained in our psyches. Since human beings often grab what they can, we need institutions to ensure fair (5). Of these institutions, the state is the most important, since it is (6) to ensure that basic human needs are ensured with minimal standards of fairness. A state (7) of or uninterested in ensuring equity in security, education, food, health and shelter is a state whose legitimacy will be questioned.

Further, the legitimacy of the state is dependent on its being as close to a neutral umpire as possible. When the state (8) partisan, its legitimacy can be questioned. When the state sheds the umpire's clothes and becomes one of the players, the rules of fair play are so badly (9) that we can only call such an event intolerable (10).

1. (1) demand (2) ensure (3) consider (4) regulate (5) encompass

2. (1) important (2) juvenile (3) insignificant (4) supreme (5) part

3. (1) Presently (2) Same (3) So (4) Like (5) Just

4. (1) opinion (2) judgments (3) end (4) drama (5) conclusion

5. (1) people (2) dissipations (3) outcomes (4) affects (5) discouragements

6. (1) stimulated (2) calculated (3) considered (4) hastened (5) designed

7. (1) qualified (2) riddled (3) powerful (4) incapable (5) shortening

8. (1) appears (2) allow (3) become (4) recommends (5) visualizes

9. (1) twist (2) stopped (3) mended (4) broken (5) abated

10. (1) truth (2) fairness (3) injustice (4) murder (5) fortune

 1 2 3 4 5 6 7 8 9 10 2 1 5 2 3 3 4 4 4 3

### SBI PO Quantitative Aptitude Quiz -13

Direction (Q. 1 - 5): What should come in place of the question mark (?) in the following questions?

1. 16% of 450 x ? % of 880 = 3168

1) 6 2) 2 3) 15 4) 8 5) None of these

2. 186 x ? ÷ 14 = 1302

1) 98 2) 92 3) 88 4) 84 5) None of these

3. 18.4 x ? x 8 = 1840

1) 11.0 2) 12.5 3) 14.5 4) 10.0 5) None of these

4. 5482.24 + 2548.56 + ? = 9626.26

1) 1959.46 2) 1546.95 3) 1946.56 4) 1569.45 5) None of these

5. =?

1) 14 2) 11 3) 7 4) 13 5) None of these

Direction (Q. 6 - 10): What approximate value should come in place of the question mark (?) in the following questions? (Note: you are not expected to calculate the exact value.)

6. 18.505% of 550.010 =?

1) 135 2) 85 3) 100 4)120 5) 90

7. 969.69 + 996.96 + 966.66 =?

1) 2560 2) 2870 3) 2930 4) 2390 5) 2900

8. = ?

1) 40 2) 45 3) 35 4) 30 5) 50

9. 24.996 x 13.005 x 7.080 =?

1) 6225 2) 5525 3) 5405 4) 5875 5) 6025

10. 8599.999 ÷ 420.002 x 14.996 = ?

1) 250 2) 325 3) 275 4) 300 5) 350

1. 5; x x ? = 3168

= 633.6 x ? = 3168

= ? = = 5

2. 1; = 1302

= ? = = 98

3. 2; ? = = 12.5

4. 5; 8030.8 + ? = 9626.26

= ? = 9626.26 – 8030.8

= 1595.46

5. 4; ? =

= = 13

6. 3; ? = = = 104.5

7. 3; ? = 970 + 997 + 967 = 2934

8. 1; ? = = = 40

9. 2; ? = 25 x 13 x 17 = 5525

10. 4; ? = x 15 = 307

## Tuesday, 28 April 2015

### SBI PO Reasoning Quiz -12

1. How many such pairs of letters are there in the word AEROBICS, each of which has as many letters between them in the word (in both forward and backward directions) as they have between them in the English alphabetical series?

(1) None (2) One (3) Two (4) Three (5) More than three

2. Which of the following groups of numbers should replace the blank spaces so that the groups of numbers, given in bold, follow a logical pattern from the preceding and the following group of numbers?

8_1 67_ _53 2_4

(1) 9, 2, 3, 4 (2) 2,9,4,3 (3) 9, 2, 4, 3 (4) 3, 9, 2, 4 (5) 4, 9, 2, 3

3. Which of the following would fall in the same category of disasters as Earthquakes, Cyclones and Volcanic Eruptions?

(1) Global warming

(2) Floods

(3) Oil spill

(4) Accidents

(5) Nuclear explosions

4. What will come in place of question (?) mark in the following series?

XWA VTC SPF OKJ?

(1) JDN (2) JEO (3) LPN (4) JDP (5) I EO

5. If it is possible to make only one meaningful word with the first, third, fourth and the seventh letters of the word 'EXHAUSTION', which would be the third letter of the word from the right ? If more than one such word can be formed, give 'P' as the answer. If no such word can be formed, give 'Q' as your answer.

(1) P (2) A (3) H (4) T (5) Q

6. Which of the following figures represents the relation between 'Buildings', 'Men' and 'Tall'?

Direction (7 - 9): Study the following information carefully and answer the given questions :

In a seven storey building, having floors numbered one to seven, P, Q, R, S, T and V each live on a different floor. (The ground floor is numbered floor no.1, the floor above it floor no. 2 and so on.) One of the floors in the building is vacant. P lives on the fifth floor. No floor below fifth floor is vacant; also no odd numbered floor is vacant. Only S lives between T and V. T does not live on an odd numbered floor. T does not live on a floor immediately above or immediately below R's floor. Q does not live on the bottommost floor.

7. Who lives on the topmost floor?

(1) Q (2) S (3) R (4) V (5) No one as it is vacant.

8. On which of the following floors does R live?

(1) Seventh (2) Sixth (3) Third (4) Second (5) First

9. Which of the following floors is vacant?

(1) Seventh (2) Sixth (3) Third (4) Second (5) Fourth

10. If in a certain code good speech by finance minister' is written as 'by 5 finance 4 good 3 minister 2 speech 1'. How will 'excited about holiday in Europe' be written in that code?

(1) about 1 excited 2 Europe 3 holiday 4 in 5

(2) in 5 holiday 4 Europe 3 excited 2 about 1

(3) about 5 Europe 4 excited 3 holiday 2 in 1

(4) Europe 5 excited 4 about 3 in 2 holiday 1

(5) Europe 1 excited 2 about 3 in 4 holiday 5

1. 4;

2. 3; 8 + 9 + 1 = 18

6 + 7 + 2 = 15

4 + 5 + 3 = 12

2 + 3 + 4 = 9

3. 2; Earthquakes, Cyclones and Volcanic Eruptions are natural calamities. Similarly, flood is a natural calamity.

4. 2;

5. 1;

Meaningful words

= HATE, HEAT

6. 5; Some building may be tall.

Some men may be tall.

(7 - 9):

 Floor Person 7 Q 6 Vacant 5 P 4 T 3 S 2 V 1 R

7. 1; Q lives on the topmost floor.

8. 5; R lives on the first floor.

9. 2; Sixth floor is vacant.

10. 3 The words have been arranged in alphabetical order and each word is followed by serial number in descending order, excited about holding in Europe Its code would be : about 5 Europe 4 excited 3 holiday 2 in 1

### SBI PO English Quiz -12

Direction (1 - 5): Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

When wealth came into existence, a moral structure was made around money. The Puritan legacy inhibited luxury and self-indulgence. Thoughtful people spread a practical gospel that emphasized hard work, temperance and frugality and the result was quite remarkable.

The world has been affluent since its founding. But it was, by and large, not corrupted by wealth. For centuries, it remained industrious, ambitious and frugal. Over the past 30 years, much of that has been shredded. The social norms and institutions that encouraged frugality and spending what you earn have been undermined. The institutions that encourage debt and living for the moment have been strengthened.. The moral guardians are forever looking for decadence out of movies and reality shows. But the most rampant decadence today is financial decadence, the trampling of decent norms about how to use and harness money.

The deterioration of financial traditions has meant two things. First, it has meant an explosion of debt that inhibits social mobility and ruins lives. Second, the transformation has led to a stark financial polarization. On one hand, there is what is called an investor class. It has tax-deferred savings plans, as well as an army of financial advisers. On the other hand, there is the lottery class, people with little access to financial planning but plenty of access to payday lenders, credit cards and lottery agents.

The loosening of financial inhibition has meant more options for the well-educated but more temptation and chaos for the most vulnerable. Social norms, the invisible threads that guide behaviour, have deteriorated. Over the past years, people have been more socially conscious about protecting the environment and inhaling tobacco. They have become less socially conscious about money and debt.

The agents of destruction are many and State governments have also played a role. They hawk their lottery products with aggression, which some people call a tax on stupidity. Twenty per cent of the world's population consists of frequent players, spending about \$60 billion a year. Aside from the financial toll, the moral toll is comprehensive. Here is the government, the guardian of order, telling people that they don't have to work to build for the future. They can strike it rich for nothing.

Payday lenders have also played a role. They seductively offer fast cash - at absurd interest rates - to 15 million people every month. Credit card companies have played a role. Instead of targeting the financially astute, who pay off their debts, they have found that they can make money off the young and vulnerable. Fifty-six per cent of students in their final year of college carry four or more credit cards. The nation's leaders have played a role as they have always had an incentive to shove costs for current promises onto the backs of future generations. It has only now become respectable to do so. The market itself has played a role. Software stalwarts built socially useful products to make their fortune. But what message do the salary packages that their top, managers get send across the country when they ignore millions of fellow countrymen who suffer from poverty, malnutrition or hunger? Austerity has become a thing of the past.

The list could go on. But there could be some recommendations. First, raise public consciousness about debt the way the anti-smoking activists did with their campaign. Second, create institutions that encourage thrift. Foundations and religious institutions could issue short-term loans to cut into the payday lenders' business. Colleges could reduce credit card advertising on campus. The tax code should tax consumption not income.

But the most important thing is to shift values. The 'wise' made it prestigious to embrace certain middle class virtues. Now it's socially acceptable to undermine those virtues. It is considered normal to play the debt game and imagine that decisions made today will have no consequences in the future.

Direction (1 - 2): Choose the word/group of words which is most similar in meaning to the word/phrase printed in bold as used in the passage.

1. STRIKE IT

(1) Smash (2) Reveal (3) Register (4) Assume (5) Become

2. AGGRESSION

(1) Violence (2) Hostility (3) Offensively (4) Determination (5) Belligerence

Direction (3 - 5): Choose the word/phrase which is most opposite in meaning to the word printed in bold as used in the passage.

3. EXPLOSION

(1) Deflation (2) Split (3) Reduction (4) Simplification (5) Alteration

4. ABSURD

(1) Expensive (2) Diplomatic (3) Consistent (4) Invariable (5) Reasonable

5. COMPREHENSIVE

(1) Insignificant (2) Massive (3) Incomplete (4) Abundant (5) Inappropriate

Direction (6 - 10) : Which of the phrases (1), (2), (3) and (4) given below each statement should replace the phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and 'No correction is required,' mark (5) as the answer.

6. A twenty-first century economy cannot be held hostage by power cuts nor travel on nine teenth century roads.

(1) cannot be hold

(2) can either be held

(3) can neither be held

(4) can either be hold

(5) No correction required

7. The company's philosophy is to make sure that the employees are happy, have the ability to be intellectually stimulated and contributes towards their growth.

(1) contribute to their growth

(2) contribute towards its growth

(3) contributes towards its growing

(4) contribute to its growing

(5) No correction required

8. Even though many companies are now penetrating rural India, it would help to give India a real chance of witnessing a double digit GDP growth.

(1) Despite many companies are

(2) As many company is

(3) Besides many companies are

(4) Since many companies are

(5) No correction required

9. Today, governments are introducing more and more technology into their system to address the needs of citizens at a pace fast than that of manual operations.

(1) faster than that of

(2) faster than those for

(3) fast than that for

(4) more than that in

(5) No correction required

10. Making good school education a reality would require major changes in existing school system with expansion at both secondary and elementary levels.

(1) should requires major changes

(2) would requires major change

(3) must require some changes

(4) require major changes

(5) No correction required

 1 2 3 4 5 6 7 8 9 10 5 4 3 5 3 3 2 4 1 5

### SBI PO Quantitative Aptitude Quiz -12

Direction (Q. 1 - 5): Study the following table carefully and answer the questions given below:

Monthly Expenditure (in thousands) by five people on Rent, Food, Children’s Education, clothes and Travelling

 ExpenditurePeople Rent Food Children’s Education Clothes Travelling A 12.5 7.5 6.52 3.30 4.72 B 16.0 8.55 8.38 2.75 5.86 C 13.8 11.40 12.60 6.30 9.30 D 9.65 17.80 9.95 8.40 7.85 E 14.5 9.00 10.25 3.90 5.42

1. What is the total monthly expenditure made by D on rent, B on clothes and E on travelling together?

(1) Rs. 18,720 (2) Rs. 1,78,200 (3) Rs. 17,800 (4) Rs. 1,84,720 (5) None of these

2. What is the average monthly expenditure on food by all the people together?

(1) Rs. 1,08,500 (2) Rs. 10,850 (3) Rs. 54,250 (4) Rs. 52,450 (5) None of these

3. Whose monthly expenditure on all the heads together is the lowest among them?

(1) A (2) B (3) C (4) D (5) E

4. If the monthly expenditure of C on children's education is increased by 5%, then what will be his yearly expenditure on children's education?

(1) Rs. 1,58,760 (2) Rs. 15,87,600 (3) Rs. 13,230 (4) Rs. 1,32,300 (5) None of these

5. What is the respective ratio between the monthly expenditure made by A on travelling and the monthly expenditure made by D on clothes?

(1) 57 : 105 (2) 105 : 59 (3) 37 : 103 (4) 59 : 105 (5) None of these

Direction (6 - 10): Study the following pie-chart carefully to answer these questions:

Percentagewise Distribution of Players Who Play Five Different Sports

Total Players are 4200 out of which Female Players are equal to 2000

Total Players = 4200 Percentage of Players who play different sports

6. What is the average number of players (both male and female) who play football and rugby together?

(1) 620 (2) 357 (3) 230 (4) 630 (5) None of these

7. What is the difference between the number of the female players who play lawn tennis and the number of male players who play rugby?

(1) 94 (2) 84 (3) 220 (4) 240 (5) None of these

8. What is the respective ratio of the number of female players who play cricket and number of male players who play hockey?

(1) 20 : 7 (2) 4 : 21 (3) 20 : 3 (4) 3 : 20 (5) None of these

9. What is the total number of male players who play football, cricket and lawn tennis together?

(1) 1,724 (2) 1,734 (3) 1,824 (4) 1,964 (5) None of these

10. Number of male players who play rugby is approximately what percentage of the total number of players who play lawn tennis?

(1) 33 (2) 39 (3) 26 (4) 21 (5) 43

1. 5; Required monthly expenses

= Rs. (9.65 + 2.75 + 5.42) thousand

= Rs. (17.82 x 1000)

= Rs. 17820

2. 2; Monthly expenditure on food

= Rs. () thousand

= Rs. 10.85 thousand

= Rs. 10850

3. 1; It is obvious from the table.

4. 1; Required annual expenditure of C on education

= Rs. (12 x 12.60 x ) thousand

= Rs. 158.76 thousand

= Rs. 158760

5. 4; Required ratio = 4.72 : 8.40

= 472 : 840 = 59 : 105

6. 4; Average number of players who play Football and Rugby

= [(17 + 13)% of 4200]

= x 4200 x = 630

7. 1; Number of players who play Rugby

= 4200 x = 546

Number of female players who play Rugby

= 2000 x

∴ Number of male players who play Rugby = 546 – 200 = 346

Number of female players who play Lawn Tennis

= 2000 x = 440

∴ Required difference

= 440 – 346 = 94

8. 3; Number of female cricketers

= 2000 x = 800

Number of male Hockey players

=

= 420 – 300 = 120

∴ Required ratio = 800:120 = 20:3

9. 2; Number of male players who play Football, Cricket and Lawn Tennis

= (17 + 35 + 25)% of 2000

= 4200 x x

= 3234 – 1500 = 1734

10. 1; Number of male players who play Rugby

= 4200 x - 200 = 346

Number of players who play Lawn Tennis

= 4200 x = 1050

∴ Required percentage

= x 100 = 33